The new portfolio replaces Radial Payment Solutions with enhanced technologies designed to support payment and fraud processes across the order journey
Radial, Inc., a leading 3PL set to become paxon later this year, announced the launch of Commerce Solutions, a newly expanded portfolio with cutting-edge technologies to enable managed payment orchestration and AI-driven fraud prevention to help retailers increase revenue, reduce risk and simplify commerce at scale.
As eCommerce activity surges – accounting for more than 16% of total retail sales in the U.S. in 2025, the payment landscape has become more complex and fragmented. Radial Commerce Solutions addresses this complexity by centrally managing and optimizing payment routing, providers and risk controls across the payment stack to give retailers one accountable partner with nearly three decades of experience. These customers can receive hands on advisory services to tailor payment and fraud solutions that meet their business needs, rather than having to manage disparate solutions on their own.
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“Our clients are navigating a rapidly evolving eCommerce environment with changing payment preferences, emerging fraud patterns, expanded channels and variable customer expectations,” said Tom Schmitt, CEO of Radial. “Brands need a way to support new payment experiences while maintaining consistent controls and visibility across the transaction lifecycle. With Commerce Solutions’ modular approach, organizations can adopt the capabilities they need when they need them.”
The modular design allows retailers and brands to orchestrate payment capabilities, enable fraud prevention, or both together, while supporting emerging commerce models like secure transactions initiated by AI agents. The offering streamlines access to preferred local and global payment methods, including payments embedded within AI-enabled commerce platforms. It also incorporates AI-driven fraud prevention across pre- and post-authorization stages to reduce fraud exposure. Commerce Solutions will continue to provide chargeback support and tax compliance services as part of its robust portfolio.
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Key functions of Commerce Solutions include:
- PSP-agnostic payment orchestration with no processor lock-in
- Automatic multi-processor failover and resilience
- Centralized tokenization with long-term flexibility
- Fraud decisioning that eliminates manual review
- Higher approval rates with chargeback protection
- Fully managed chargeback resolution covering both fraud & non-fraud disputes